Scholarships, Fellowships and Loans (SFL)

Whether you are a high school student looking for basic undergraduate financial aid, a scientist investigating research grants, or a professional attempting to finance additional career training, Scholarships, Fellowships and Loans (SFL) aids your search by listing sources of education- related financial aid sponsored and administered by private organizations and companies.

Students and others interested in education funding will find comprehensive information on a variety of programs in all educational areas, including: Area and Ethnic Studies, Business, Computer Science, Education, Liberal Arts, Medicine, Physical Sciences, Theology and Religion, and more.

The remainder of this page is divided into the following sections:

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Section 1: Scope

Scholarships, Fellowships and Loans (SFL), the most comprehensive single directory of education-related financial aid available, can save you time, effort, and money by helping you to focus your search within the largest pool of awards and avoid pursuing aid for which you do not qualify. In most cases, the detailed descriptions contain enough information to allow you to decide if a particular scholarship is right for you to begin the application process.

SFL lists thousands of major awards, which are sponsored and administered by private organizations and companies, that are available to U.S. and Canadian students at all levels (undergraduate and vocational/technical, post-doctoral, and professional) for study throughout the world. Included are:

Also included are other forms of assistance offered by associations, corporations, religious groups, fraternal organizations, foundations, and other private organizations and companies. SFL includes a broad representation of government-funded awards at the national and state levels, as well as a representative sampling of lesser-known and more narrowly focused awards, such as those of a strictly local nature or programs sponsored by small organizations. Financial aid programs administered and funded by individual colleges or universities are not included in SFL. Both need- and merit-based awards are included. Competition-based awards and prizes are included when they offer funds that support study or research and are intended to encourage further educational or professional growth.

SFL provides all the information students need to complete their financial aid search. Entries include: administering organization name and address; purpose of award; qualifications and restrictions; selection criteria; award amount and number of awards granted; application details and deadlines; detailed contact information.

Additionally, look for entries on federal financial aid for a quick summary of programs sponsored by the U.S. government, as well as information on the AmeriCorps program.

Section 2: Method of Compilation

The information contained in the entries has been assembled from information obtained via correspondence through electronic mail and the web sites of administering organizations, as well as mail correspondence.

Section 3: What You'll Find in an SFL Entry and Searchable Fields

Scholarships, Fellowships and Loans (SFL) is a comprehensive directory of education-related financial aid available to U.S. and Canadian students for study throughout the world. The main method used to store entries is by the name of the financial aid program/award; however, there many ways to find entries, including by Keyword, or by some other specific field of data using Advanced Search (refer to the Corresponding Advanced Search Index(es) column in the table below).

When you search for entries, your search results will show the main fields of data, enough to give you a brief view of the award program and its administering organization. The full entry can be viewed on the entry display page by selecting the entry name from your results list.

Tip: The table below lists the kinds of information you will find in the entries in this eDirectory. Note that not all fields are present in every entry.

The Corresponding Advanced Search Index(es) column lists which Advanced Search index to use to search that field.

Field of Information Description Corresponding Advanced Search Index(es)
Award Name Award name. Organization titles or acronyms have been added to generic award names (for example, MSA Undergraduate Scholarships, Canadian Council Fiction Writing Grant, etc.) to avoid confusion. Name (ti)
Award Name (am)
Keyword (ke)
Organization Name The name of the organization administering the award(s) appears immediately above the address. Keyword (ke)
Address, City, State/Province, Zip/Postal Code, Country The organization's permanent mailing address for information on awards. City (cc)
State (sc)
Zip (zc)
Country (cn)
Note: The State and Zip indexes only search addresses within the U.S. and Canada.
Phone Telephone number. Phone numbers pertaining to
specific awards are listed under Contact in the award
description. The area code portion of the phone number can be searched using Advanced Search.
Area Code (ar)
Note: The Area Code index only searches telephone numbers within the U.S. and Canada.
Free Toll-free telephone number.  
Fax Fax number.  
Email When provided in source material, electronic mail numbers are listed.  
Website Whenever possible, the home page or URL for Internet access to organization's site is provided.  
Study Level The level of study for which the award may be used. One or more of the following terms will be listed:
  • All: Not restricted to a particular level
  • High School: Study at the secondary level
  • Vocational: Study leading to postsecondary awards, certificates, or diplomas requiring less than two years
    of study
  • 2 Year: Study leading to a bachelor’s degree within
    two years
  • 4 Year: Study leading to a bachelor’s degree within four years
  • Undergraduate: Study immediately beyond the secondary level, including associate, colleges and universities, junior colleges, technical institutes leading to a bachelor’s degree, and vocational technical schools
  • University: Study at the undergraduate, graduate, or postgraduate levels
  • Graduate: Study leading to an M.A., M.S., LL.B., LL.M., and other intermediate degrees
  • Postgraduate: Study beyond the graduate level not specifically leading to a degree
  • Doctorate: Study leading to a Ph.D., Ed.D., Sc.D., M.D., D.D.S., D.O., J.D., and other terminal degrees
  • Postdoctorate: Study beyond the doctorate level; includes awards intended for professional development when candidates must hold a doctoral degree to qualify
  • Professional Development: Career development not necessarily restricted by study
Study Level (lv)
Award Type  The type or category of award. One or more of the following terms will be listed:
  • Award: Generally includes aid given in recognition and support of excellence, including awards given through music and arts competitions. Non-monetary awards and awards given strictly for recognition are not included
  • Fellowship: Awards granted for graduate- or postgraduate- level research or education that do not require repayment
  • Grant: Includes support for research, travel, and creative, experimental, or innovative projects
  • Internship: Training and work experience programs. Internships that do not include compensation of some type are not included
  • Loan: Aid that must be repaid either monetarily or through service. Some loans are interest-free, others are not
  • Prize: Funds awarded as the result of a competition or a contest. Prizes that are not intended to be used for study or to support professional development are not included.
  • Scholarships: Support for formal educational programs that does not require repayment
  • Scholarship Loan: A scholarship that becomes a loan f the recipient does not comply with the terms
  • Work Study: Combined study and work program for which payment is received.
  • Other: Anything that does not fit the other categories, such as a travel award
Award Type (ay)
Purpose The purpose for which the award is granted is listed here when known. Description (de)
Keyword (ke)
Focus The field(s) of study that the recipient must be pursuing. Description (de)
Keyword (ke)
Qualifications Information regarding applicant eligibility. Some examples of qualification requirements include the following: academic record, citizenship, financial need, organizational affiliation, minority or ethnic background, residency, and gender. May also state whether one can apply or must be nominated for the award Gender Restrictions (gd)
Geographic Restrictions (gr)
Place of Study Restrictions (re)
Required Affiliations (qa)
Description (de)
Keyword (ke)
Criteria Describes how applicants are selected. Some examples of selection criteria include: academic or scholastic achievement; athletic achievement; employment record; participation in certain organizations, activities, or community service/volunteer work; financial need; and so on. May also indicate the committee/group that reveiws and selects the applicants. Description (de)
Keyword (ke)
Funds Available The number of awards granted and their dollar amounts are included here along with other relevant funding information, such as the time period covered by the award, a breakdown of expenses covered (e.g., stipends, tuition and fees, travel and living allowances, equipment funds, etc.), the amount awarded to the institution, loan repayment schedules, service-in-return-for-funding agreements, and other obligations. May also include the frequency of award presentation and the occasion on which it is presented. Funds Available (fa)
Duration The length of time an award is active. Description (de)
Number of Awards Indicates how many awards are granted. Description (de)
To Apply Application guidelines, requirements, and other information. Description (de)
Deadline Application due dates, notification dates (the date when the applicant will be notified of receipt or denial of award), disbursement dates, and other relevant dates. Application Deadline (dl)
Additional Information / Remarks Provides extra information when supplied by the sponsoring organization, which may include the year the award was established and in whose honor or memory it is presented; the sponsor or co-sponsor of an award, if it is an organization other than the administering organization; or any other background or supplementary information. Description (de)
Keyword (ke)
Subject(s) Classifies awards by one or more of 480 specific subject categories, allowing users to easily target their search by a specific area of study. Keyword (ke)
Source Citation Bibliographic information, along with a How to Cite link.  
Gale Document Number Displays the document's unique identifying number.  

Section 4: Comments and Suggestions Welcome

We welcome reader suggestions regarding new and previously unlisted organizations and awards. Please send your suggestions to:

Project Editor
Scholarships, Fellowships and Loans
Gale, Cengage Learning
27500 Drake Rd.
Farmington Hills, MI 48331-3535

Phone: (248) 699-4253
Toll-free: 800-877-GALE
Fax: (248) 699-8070

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Related topics:

  • Welcome to Gale Directory Library
  • Product Overview
  • Acknowledgments
  • Advanced Search Indexes Based on the Publication(s) You Choose